When income drops unexpectedly, mortgage payments and upkeep costs don’t stop. Selling quickly for cash can relieve that pressure before it turns into missed payments or worse. We buy houses as-is, so there’s no need to spend money on repairs before you can sell.
We understand financial hardship can happen to anyone, and we handle every conversation with discretion and respect.
If job loss or a financial setback has you considering selling, reach out for a free, no-pressure cash offer — there’s no obligation to move forward.
Servicers have more room to help a borrower who reaches out early. Ask whether forbearance, a repayment plan, or a loan modification is available, and request the answer in writing. Write down the date, the name of the person you spoke with, and what they said. A HUD-approved housing counselor can review those options with you at little or no cost before you decide anything.
The mortgage is only one line. Las Vegas homeowners also carry HOA dues, homeowners insurance, water and trash, and summer power bills that climb when the air conditioning runs for months. Seeing the full monthly figure next to your reduced income makes it easier to tell whether a short gap is manageable or whether the house has become more than your budget can hold.
If new work is likely soon, holding on and trimming expenses may be enough. Renting the house can cover the payment, but it makes you a landlord with repairs, vacancies, and tenant issues, which some owners find draining, as our page on landlord burnout describes. Selling ends the monthly obligation entirely. There is no single right answer; it depends on your timeline and equity.
Some owners with little equity cannot sell for enough to pay off the loan. In that case, a subject-to purchase, where the buyer takes over the existing payments, is worth asking about. We explain how that works for people who have lost income in this guide to subject-to and financial hardship. Have an attorney review any agreement before you sign.
A recent mortgage statement, your HOA contact information, and a short list of anything wrong with the house will speed up the conversation. You do not need to clean, repair, or stage anything. If you are already behind, mention how many payments have been missed so we can talk honestly about timing. Our how it works page outlines what happens after you reach out.
Sell My House Pro buys houses in any condition, in Las Vegas, NV and within a 30-mile radius. No repairs, no fees, no commissions — call (877) 800-3187 for a free, no-obligation cash offer.
Tell us about the property and we’ll be in touch within 24 hours.
5.0 ★★★★★ on Google · real reviews from real sellers
These people are AWESOME! Just bought from them and they have helped me beyond their job! I recommend them 100 percent! Always answered my texts immediately no matter the time. Just Awesome
I was pleasantly surprised and pleased when dealing with Chris at Sell my House Pro. He managed the process of buying my house on Celeste that already had a reverse mortgage. I would highly recommend Chris if you have a house that you are ready to sell.
This entire team is a class act. Their follow up is prompt and flexibility and transparency is admirable. They are to the point without being rushed, rude or indecisive. Looking forward to working with them again.
Chris is very good in what he do, very helpful, friendly and very easy to talk too.. Thank you Chris till our next deal -Richie
Respectful buyers
