Not all “we buy houses” companies are subject-to specialists. Here’s why that distinction matters and what you should look for when choosing a buyer for a subject-to transaction.
What Makes a True Subject-To Specialist
- Experience completing dozens of subject-to transactions — not just one or two
- Established relationships with title companies that are comfortable with subject-to closings
- Understanding of loan-specific nuances (FHA vs. conventional, balloon payments, adjustable rates)
- Proper documentation practices that protect the seller
- Track record of on-time payments after closing
- Transparent seller protection agreements
Red Flags to Avoid
- Buyers who can’t explain the due-on-sale clause clearly
- No title company involvement — everything “handled internally”
- Vague agreements about payment obligations
- No verifiable track record of completed subject-to deals
- Pressure to sign quickly without allowing legal review
Sell My House Pro’s Subject-To Track Record
We have completed subject-to transactions throughout Nevada and Louisiana. Every deal uses a licensed title company. Every agreement is in writing. We welcome your attorney’s review before signing. Our business is built on doing these deals right — every time.
Talk to a real subject-to specialist: (877) 800-3187